Hooldbudget

Product roadmap

Where Hooldbudget is going, and what is already here. We have stopped putting quarters on things — it is a small team, and a date we miss is worse than no date at all. Items move down this page when they ship.

Last reviewed: August 2026

Planned next

  • Group goals

    Set a target on a group and track progress towards it across periods, not just a budget for the current one.

  • Mortgage and loan tracking

    Follow an outstanding balance down over time, with the repayment showing up as a normal transaction in your budget.

Exploring

  • Expense splitting between shared cards

    Work out who owes whom on a card two people both spend from, rather than only showing the shared total.

  • Transaction sync with bank accounts

    Automatic import instead of uploading a CSV. This one depends on banking APIs we do not control, so it stays here until it is real.

Nothing in this column is promised. If one of them is the reason you would use Hooldbudget, tell us — that is genuinely how things get prioritised.

Already shipped

Budgeting core

  • Income and expense tracking
  • Budgeting ahead into future periods
  • Periods that start on your payday, not the 1st
  • Calculated card balance, projected end balance, saving and unused budget
  • Groups with budgets, emojis and drag ordering

Periods

  • Timeline and calendar views
  • Per-period details with a realized-vs-planned breakdown
  • Closing a finished period, with a closing report
  • Reminders when a period is left unclosed
  • Copying groups and syncing budgets forward

Transactions

  • Repeating transactions on a specific day or day range
  • Transaction items for a line-by-line breakdown
  • Filtering, searching and batch delete
  • Duplicate detection
  • Bank CSV import with a review step before anything lands
  • Export to Excel or CSV

Virtual cards

  • Multiple cards for separate pots of money
  • Sharing a card with editor or viewer roles
  • Money transfer between cards, including other people's
  • Secondary currency at the daily rate, or a custom one

Insight

  • Income, expense and balance report across all periods
  • Cash flow and savings rate
  • Groups and budgets over time
  • Plan versus actual
  • Biggest expenses and spending per event
  • Card balance comparison

Everything else

  • Events — total up a trip or a wedding on its own
  • Shopping lists, shareable, convertible into a transaction
  • AI categorization and an assistant, on your own Gemini key
  • Notification reports and upcoming-transaction emails
  • A written guide and a blog

Missing something you need? Send us a message — most of the list above started as somebody's email.